Where can I find a good extended auto warranty for my 2007 Civic Hybrid?
interlink008 asked:
I am doing some research on extended auto warranties online. I wanted to see if anyone with a Honda civic hybrid handled the extended auto warranty issue.
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the best extended warranty is no longer available to you; that was the Honda Care service contract but you can’t buy that after the car is 6 months old.
there are several dealer group contracts that are ‘universal’ in coverage but most won’t cover the hybrid powertrain components. they will cover the other mechanicals. Be sure when you compare coverages to be sure it is clearly stated that the hybrid components are covered. it will say so right in the ‘covered components’ section of the contract.
you can also buy ‘mechanical breakdown insurance’ from credit unions. they are different from ’service contracts’ in that they are real insurance policies that cover you for the failure of the specified parts versus a ’service contract’ which is an ‘agreement’ with all kinds of stipulations as to maintenance, use, type of failure etc. again, as with the service contract, make sure the hybrid components are called out in the ‘fine print’; otherwise they won’t be covered.
your options are limited on what contracts you can buy as most dealers won’t assume the risk of selling a contract on a vehicle that they did not retail. if you bought the car from a private party then the credit union may be your only option for mechanical breakdown insurance. if you bought it new from a dealer then the dealer may be able to sell you an aftermarket plan while the car is still under warranty. the programs from JM&A are quality contracts so that should be your first choice if you can find a dealer that will sell you one. JM&A is the finance arm of Jim Moran Family Enterprises and they are a Toyota Distributor in the Southeast. their contract would probably cover the hybrid because of the Toyota Prius. I’ve never had a problem getting a covered repair approved through their administrative arm and they pay the dealers promptly.
hope that helps honda guy