Why is it wrong to require people to have auto insurance, but not health insurance?
longhaired freaky person asked:
And, for that matter, wouldn’t we pay less for auto insurance if the government provided it at cost as a single payer, squeezing out all the profits and returning the savings back to you?
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Auto insurance is mandated by the state – not the Federal government. You can also choose not to have auto insurance, by choosing not to own a car. You can’t really choose not to have a body…..
And no. We would pay less in health insurance, if companies were aloud to sell across state lines (like the auto companies can). When Libs talk about health insurance companies holding a monopoly in a state, they conveniently forget to mention that it is Federal law which allows them to do so….. smellyfoot ™
because i don’t have to pay for YOUR auto ins,!!!!! Nice spin but the wrong way!!! andy g
I dont want a Federal tax evasion charge for not paying for it.
Its just….proof….the liberal agenda is full of….poorly written….legislation. Memphis
You only have to buy auto insurance if you drive a car. That is State not Federal. No it would not be cheaper. Charles C
It’s not wrong, not at all. I, like most Americans support a universal system Mistydawɳe MBW
Exactly, very good point.
Insurance – in these cases – is meant to spread the effects of an accident or illness over a more manageable economic area, rather than concentrating it specifically.
I find it sadly uninformed that people do not realize we are paying for the illnesses of the uninsured already…only at a much, much higher rate. in vino veritas
That makes no sense to me either. I mean we are required to protect our car but not ourselves. I mean if we die who will drive all the cars lol. Summer
Auto insurance is ONLY required if you have an auto. What’s more, the insurance isn’t protecting you… it’s covering the costs of you hurting someone else in an accident.
The whole thing is an invalid argument. kathy_is_a_nurse
forcing insurance companies to accept everyone, not just good drivers, leads to competition; which, leads to lower prices. Icelandic
One is federal and the other is state. HUGE difference, infact a COnstitutional difference many would argue.
Not everyone drives, but everyone lives. Combing Richard Simmons Afro
Auto insurance is mandatory because with a vehicle you can do damage to others.
Health insurance is not mandatory because your not having it does not hurt others.
It should/could be mandatory because then sheer numbers would make insurance more affordable to all. r1b1c*
1 You don’t have to drive, you do have to live.
2. You can go without car insurance if you show that you have enough money to cover liability without it. Under the proposed system, you must purchase health insurance regardless.
3. With a car, you can damage the property of others. If you get sick, you do not damage others.
4. Car insurance is mandated by states. The proposed health insurance will be mandated by the Federal Government.
Historically, just about everything the government has run has been riddled with fraud, waste, cost overruns, and eventually used for social engineering. Government health care (and car insurance in your example) would not be any different. Why do we want to go to a medicare like system if medicare will be bankrupt in about 5 years? Only the government could dream of such a thing! R T
If the auto insurers are making no profit, they will no longer be in business. I know this may be a tough concept for you–but no profit means they have to hire a computer to run the gig. They can’t pay other people to do the job. Also, you can buy auto insurance across state lines which increases the competition. Ever heard of Geico? Doing quite well without high premiums. Mandating health insurance is insane. At this point, my tax dollars are not mandated to pay for YOUR car insurance. Or do you not get that? §§pecial Unicorn™
Many, especially young people, can make just enough to self invest but not get insurance. If their Money is so tight, how can they squeeze HI in there too?
And they say taxes won’t go up. Then where are you getting the money from? Stealing it from other pieces of the budget? Cocoa, my dog
Yes, let’s have the government supply auto insurance.
Hey, they can cover renter’s insurance too. And homeowners insurance… I mean, what if you can barely afford your home and cant afford insurance? THat’ not fair !!! The government should provide it
The taxpayers can always pay a little more to supplement that. right? Moosecox
We’d pay less for health insurance if the industry was allowed to function the way the auto industry does but liberals don’t want that. Secondly, auto insurance is not a requirement of citizenship; ObamaCare will be. robot_hooker5
We’ll you don’t have to own a car so this argument is invalid for this reason. (Liability is all you need to insure your car for the interest of other people not yourself.)
It’s a nice thought but no this would bring down the quality of your auto insurance costing people more out of pocket when they do have an accident. No religion in this pub
Auto insurance is only mandated for people who own automobiles. People who have never learned to drive aren’t forced to pay, and neither are those who rely solely on public transportation. Auto insurance is also a separate payment for individuals, and not directed through taxes. It’s mandated by the state, not by the federal government. Lily
You have a choice whether or not to incur the expense of owning and running a car including the mandatory insurance. However, you don’t have a great range of choices whether you have a life or not. Keep going as best you can or acquire a rope and retire to the attic. Alter Ego
Not everyone is required to have car insurance. People who don’t drive aren’t required to get it. People aren’t forced to buy a car even if they do drive, which would then not require them to buy car insurance. Yet, EVERYONE will be required to get Obamacare, y’know, if it ever gets out of the Senate which isn’t likely, regardless? Further, auto insurance isn’t a federal program; it’s a state program. And if you honestly think that the government is actually going to return anything to the people, you really are duped. goodluckwithhat
I haven’t heard significant numbers of people object to required auto insurance. It’s not a “single payer” system. It’s an everyone pay system, and it will cost most of us huge tax increases on top of already outrageous taxes.
That system is helping bankrupt other societies. They are trimming it with triage and rejecting immigration of overpopulating cultures because it’s overloading their socialist systems, including the health care part of them. George S
I think you have it backwards…most people think it is wrong to require people to have health insurance but not wrong to require auto insurance.
Anyway…I can choose to NOT drive a car if I do not like being forced to buy auto insurance from a private insurer.
I cannot choose to NOT use my body…and I will gladly go to jail over being forced to buy health insurance from a private company that I damn well know will do everything in their power to rip me off should I get sick someday. Might as well just put a gun to my head and force me to hand over wads of cash to a local mafia guy for “protection”…the protection I am “buying” is only protection from the mafia guy so I am not really getting anything in return for my money.
Same with being forced to hand over $1500.00 a month to a private insurer who will gladly take my money but will be VERY reluctant to give any of it back if I get Cancer…again, I am basically handing over money for NOTHING in return.
I like to have options, to have choice…and supposedly the Free Market gives this to me…but in the case of Health Insurance there is no options, there is no choice, you either buy insurance from a criminal organization that has no intention of covering you when you do get sick…or you go without.
I choose to go without because I can cover myself better just by putting the $1500.00 a month into the bank and saving it for if I do get sick…not going to rely on a bunch of crooks.
Now if you give me a real choice, to buy my insurance from a Government Program…even if you force it on me, I would take that choice because I trust my Government to look out for me more than I trust a handful of greedy conservatives who own the Insurance Industry to look out for me. The Government Program would be non-profit, so the chance that they would deny any claims is much less because there is no profit involved. Smarternyou
I am not required to have auto insurance. If I don’t want it, I can choose to not own a car. And why can I buy car insurance across state lines, but not health insurance?
Also, the government does not cut costs by cutting out profits. Because profits are not required, the government wastes much more than businesses do. Compare charity food banks to the food stamp program. Pretty much any food bank will give out over 90% of what they take in. If they get $1000 in donations, they use less than $100 for overhead and the rest goes to helping the people. But the food stamp program uses about 33% of its budget for overhead. That would be $330 out of $1000 going to overhead.
The government is not efficient! Therefore there is no savings to return to you. They usually have losses that must get covered by the tax payers.
And that is surely what would happen in a Public Option! Smart Kat
Over half the citizens in the US, do not have car insurance.
So evidently it is not mandated.
A more valid comparison would be.
That every citizen be forced to by car insurance, whether they own a car or not.
And the federal government, doesn’t mandate car insurance even for those driving cars.
And states only mandate that you have insurance to pay to fix the other drivers car, if you cause an accident.
They do not mandate you have car insurance to fix your own car.
So why not have the federal government mandate health insurance, only in the case of you causing injury to someone else by violence . jeeper_peeper321
Under whose authority?
Auto insurance mandates are by the individual state and constitutional.
This health insurance mandate comes from the federal level and is unconstitutional. emp
There are several reasons. One important difference is that your health care only covers your health. You car insurance covers damage you might do to someone else’s car. water_skipper
I think health isuranace should not only be mandated, but affordable for all people, it was discovered that I had cancer, & soon there after my postion on my job was elimanated, i had been in treatment and was doing fine, but the cancer came bk. more powerful than before, I had no insurance, could not get medicaid, so I was sitting home dying until my old dr. heard of my situation & offered his service out of the kidness of his heart, now i’m doing well, no longer have a voice but oh well, you see when I lost my job I could not get insurance because of a preexsting condiotion, and when I was laid off could not afford cobra at almost $800.00 a mo. , And i still have to file bankrupcy because of all of the lab, work, the hospital, the other specialist that had to be called in that was not on board w/my dr. I really don’t understand rt. wing people & you all are the 1st to say you all are christians. but I don’t see any of you striving to be like christ, Jesus said give up all your riches & give to the poor, pick up your cross and follow me, that’s where you rt. winger back off. think about it. funnyface
auto insurance is state mandated, and all 50 states require it.Article 10 of the constitution gives this power to the states, not the federal government. State mandated health insurance in Mass., Washington and Oregon are not working. They would be out of business without taxpayer subsidies. The government will never run anything more efficiently than the private sector will. For all of you that support government provided services, remember one fact: The government has nothing to give that they don’t first take from someone else. level4
People will be required to have health insurance because you can’t opt out of the human need to be healthy.
You can’t choose never to be sick, or never to have a broken bone, or never to have a disease. It comes with the package of being a human being. We have these bodies which can be damaged or get sick through no fault of our own. When they do get sick, you either get them fixed or you die.
People who don’t have insurance, and then don’t pay their bills make everyone else pay for their medical expenses. Steve
For one the government doesn’t require you to have a car. Secondly driving is a privilege with that privilege comes responsibility, and auto insurance is part of that responsibility.
Now for health care we don’t have a choice whether or not we want it. It is our hard earned money isn’t it. Why is it you feel the government may tax us, then tell us what we have to spend our money on, and if we don’t we will either get a fine or go to jail. That doesn’t sound like the America I know. Lets be honest, this health care bill is a disaster and wont help anything.
If they wanted us to get health care why not just make it a tax? Ill tell you why because it would be voted down real quick.
I am all about health care reform, but not government run health care, hell they cant even run the Post Office right without going over budget. Tryad
Now that is scary, to think that you might be a voter too.
L8r Raider